Financing New Construction Homes in OKC
You shouldn’t have to be a mortgage expert to build a home for your family.
Understanding the Financing Process for New Construction
When you build a custom home, you’re not just dealing with one loan. You’re navigating two:
Construction Loan
Pays for your home to be built.
Mortgage
Pays off the construction loan once the home is complete.
Here’s the catch: these loans don’t come from the same type of lender. That means more paperwork, more moving parts, and a lot more stress—unless you’ve got someone who’s done it all before in your corner.
We’ve got experts on our team that are ready to be in your corner.
See How Our Financing Process Works
Why Financing New Construction Feels So Complicated
Most mortgage lenders follow a familiar process: application, income checks, credit history, approval. But construction lenders? That’s a different world.
- Typically local banks, not mortgage companies
- They evaluate not just your credit but your commitment
- Often require "skin in the game" before approving the loan
- They’re more cautious… unless they trust your builder
This is where most homeowners get stuck. But it’s also where we come in.
How Turner & Son Simplifies Home Financing
We’ve built deep relationships with lenders who know us and trust us. When you work with Turner & Son:
- We connect you with reliable, local banks that specialize in construction lending
- We vouch for you as a client, which can ease the path to approval
- We guide you through the process start to finish, including any next steps if your credit needs work
Even if you’re not quite ready yet, we’ll introduce you to trusted financial and credit specialists and stay by your side until you are.
Your Home. Your Land. Our Help with Financing.
You shouldn’t have to be a mortgage expert to build a home for your family. And you definitely shouldn’t feel like you have to figure it out alone.
Whether you’re still dreaming or ready to apply, let’s talk about your financing questions.
Let’s Make Financing Your New Construction Home Easier
Schedule a free call with our expert and get your financing questions answered.
Our Office
Address
6420 W. Memorial Rd.
Oklahoma City, OK 73142
Phone
405.285.2856About Us
Turner & Son Homes was founded in 1964 with one very simple philosophy: If you're going to build homes people want to buy, you'd better figure out how to build what people want at a price they can afford.